FYT Merchant Services
Low Cost Credit Card Processing Solutions and Merchant Services

+1.713.870.3299

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Our Company History


This is where the rubber meets the road...we have been providing quality service to the Houston business community and gulf coast for years now and we aren't going anywhere. Wouldn't you rather do business with someone you know & trust right here in YOUR community?

At FYT Merchant Services we believe a reputation as an honest and reliable business is the recipe for success. While others seek to profit from adding hidden fees or unnecessary services, FYT (Free Your Transactions) believes consistent service, being trustworthy and always available for our clients will allow us to build a business that better serves the community.


About Harbortouch

Harbortouch offers a full range of merchant services, supplying POS systems, electronic cash registers and credit card processing terminals as part of its unparalleled free* equipment program. As one of the largest and most reputable payment processors in the United States, Harbortouch currently handles the merchant accounts for over 110,000 business locations and processes in excess of $9 billion annually, with those numbers continually increasing. Harbortouch has also garnered numerous awards for its outstanding customer service and innovative products.


Innovative Point of Sale System Provider Harbortouch Wins Gold & Silver Stevie Awards at 2015 American Business Awards
Harbortouch, a leading national supplier of point of sale (POS) systems, today announced it was named the winner of a Gold Stevie® Award in the Mobile Shopping App category for its Perkwave mobile payment and loyalty application, and a Silver Award in the in Business-to-Business Products category for its Echo POS system at the 2015 American Business Awards. This is the third time that Harbortouch has been honored by the American Business Awards. “We are honored to be selected for these prestigious Stevie Awards,” said Harbortouch CEO Jared Isaacman. “The payments and point-of-sale industries are rapidly changing and these awards attest to the fact that Harbortouch is at the forefront of innovation within this evolving landscape.” Harbortouch’s Perkwave mobile app, which is currently in beta testing, uses Apple Pay™ technology to enable restaurant customers to pay at the table quickly, easily and securely. The app also includes built-in loyalty and rewards functionality. Harbortouch Echo is a built-for-purpose touch-screen POS system that combines the performance, functionality and reliability of a traditional system with the simplicity and sleek design of a tablet, without any up-front costs to merchants.

The American Business Awards are the nation’s premier business awards program. All organizations operating in the U.S.A. are eligible to submit nominations – public and private, for-profit and non-profit, large and small. Nicknamed the Steviesfor the Greek word for “crowned,” the awards were presented to winners during a gala banquet on Friday, September 11 at the Julia Morgan Ballroom in San Francisco.  More than 250 nominees and their guests attended for the presentation of new product awards, management awards, app awards, and more. More than 3,300 nominations from organizations of all sizes and in virtually every industry were submitted this year for consideration in a wide range of categories. Stevie Award winners were selected by more than 200 executives nationwide who participated in the judging process. Details about The American Business Awards and the lists of Stevie Award winners are available at www.StevieAwards.com/ABA. For more information about Harbortouch, visit www.harbortouch.com.


About Merchant Services Inc (MSI)...NOW Harbortouch 

Merchant Services Inc (MSI) located in New Providence, New Jersey was incorporated in South Dakota in 1989. to provide complete merchant services, including merchant accounts, credit card processing equipment and ISO partnership opportunities. Originally composed of three independent divisions, the New Jersey and New York divisions acquired the third division of South Dakota. Currently the two sister divisions operate independently and are acting as buying groups. Through the years, MSI has grown into a nationwide leader with direct relationships with Visa, MasterCard, Diners, Discover and American Express, and Diners Club. MSI took a major step by establishing our own bin with FNBO (First National Bank of Omaha). MSI has formed a complete one-stop shopping for credit card processing. In addition, MSI has started value added programs such as Check Guarantees, Gift & Loyalty Cards and our own private Internet Gateway.


Company News •January 9, 2012-MSI Merchant Services, Inc. of New Providence, NJ, ranked 17th nationally, announces it is ranked among the Top 100 Largest Card Processors Worldwide in the Nilson Report of 2011. MSI is particularly proud of its global position, since it only processes nationally; yet, the field from which it is ranked includes companies processing globally and large banking institutions with a worldwide expanse. MSI attributes its status as a premier card processor globally to its continued commitment to excellence. Established over twenty (20) years ago, MSI boasts and guarantees secured residuals to all of its independent sales offices, proposing lucrative and customized agreements. As an innovator in the industry, MSI offers the most advanced technological equipment available and an experienced, personal support staff. MSI's sustained security, also allows Next-Day Funding to merchants, affording merchants increased cash flow.

•MSI Responds to the Challenging Market by offering Next Day Funding October 17, 2011- New Providence NJ- MSI Merchant Services, Inc. (MSI), a national card processor, offers next-day funding to merchants without any additional fees.

•Merchant Accounts and Sales Offices Increase in 2010 April 4, 2011-New Providence, NJ- MSI Merchant Services, Inc. (MSI) a national merchant acquirer is proud to announce it processes approximately 110,000 merchant accounts, essentially a 10% increase from 2009. As reported in the March 2011 Nilson Report, MSI maintains a 29th position as a national acquirer. International banking institutions are among the other top 30 ranked acquirers, thereby distinguishing MSI's position.